Over the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way down to 3.03%. Last week’s reported rate reached the lowest point in the history of the survey, which dates back to 1971.
Having a student loan payment each month as a college graduate leaves little room in the budget to contribute to a retirement savings account.
Whether it’s embarrassment or a messy home sale transaction you want to avoid, clearing up some title restrictions before a home sale can make both less problematic. Home sellers may be asked to clear up any problems found in a title report before the sale proceeds. To prevent being surprised by a buyer’s request, sellers …
Title Problems to Resolve Before Selling Your Home Read More »
Are you looking to refinance? If you want to get a second mortgage so you can make renovations to your home, it can be difficult if you have poor credit. A second mortgage can use a home’s equity as collateral for a second home loan, allowing up to 80 percent of a home’s value to …
Refinance Options for Those With Low Credit Scores Read More »
Mortgage rates have been relatively low for years. Seeing them inch up can cause home shoppers to panic and possibly put their home purchase on hold. The good news is that there are options when mortgage rates are rising. First, it’s worthwhile knowing that small increases in mortgage interest rates shouldn’t affect buyers too much …
It protects them should you default on the loan, especially if you fail to make payments in the early years of the loan when more is owed on it. Foreclosure, property fix-up, and resale costs could result in a loss on the mortgage loan. That is a bad situation the lender wants to avoid. So …
Expert Insights: Why Do Lenders Require a Down Payment? Read More »
Owing more on a car loan than the car is worth—called being “upside down” on a loan—can make buying a new vehicle difficult. The negative equity can mean getting less for your old car at trade-in or coming up with the extra money to pay off the old debt. Cars depreciate quickly, so the urge …
Who you work with MATTERS! You know intuitively that more experience, more credentials, more tools in the tool box are better than few. You need a first class Negotiator, and Pricing and Market Specialist on your Team.
Our Motto isn’t just From Peace of Mind to Bottom Line, it’s our Credo, MO and Track Record. Our numbers speak for themselves. When we represent the seller, the closing price is usually above list. A function of a strong market you say? Then how do you explain in the same time period, in the same Market Place, our buyers on average saved at least five percent of market value? Because we’re good. Because we care. Because we watch your pennies as well as the big picture. Because the big picture is comprised of details, just like pixels. If you want a higher resolution, a better bottom line, and better sleep at night, there is only one choice.
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